Tom's Ford · Keyport, NJ

Financing

Pick one. Each takes a few minutes on your phone.

01 Soft pull · No SSN · About 90 seconds
Pre-qualify →
See what you qualify for. No effect on your credit score.
02 Full application · 6 steps
Apply for financing →
Ready to buy. Individual or with a co-applicant.
03 Ford Credit commercial · New tab
Business & fleet financing →
Work trucks, vans and company vehicles.

Just want a payment number? Current lease and finance specials →

Which one?

01 · Pre-qualify

Shopping. Haven't picked the vehicle yet.

Soft inquiry. No effect on your credit score.
No Social Security number.
Answer in about 90 seconds: an estimated range, not a final approval.

Then: shop with a real budget, and convert to a full application when you're ready.

02 · Apply for financing

Decided. Ready for real terms.

Full credit application, submitted to lenders. Hard inquiry.
Individual or with a co-applicant.
Real approval, real rate, real payment.

Then: sign at the store or finish the paperwork remotely.

BringDriver's license

BringProof of income

BringProof of residence

If tradingTitle or payoff

Financing runs through Ford Credit plus a panel of banks and credit unions, so one application reaches multiple lenders. Your own bank or credit union approval works too: bring the letter and we finish the paperwork. Doc fee $695.

Business and fleet buyers use Ford Credit commercial lending. The Business & fleet option above opens Ford's commercial application for Tom's Ford (dealer 57058).

Questions

Does pre-qualifying affect my credit score?

No. It's a soft inquiry and doesn't ask for a Social Security number. The full application is a hard inquiry once it's submitted to lenders.

How long does approval take?

Pre-qualification answers in about 90 seconds. Full applications sent during business hours are usually answered the same day.

Can I apply with a co-applicant?

Yes. Choose "With a Co-Applicant" on the first screen and both of you are entered together.

What if my credit isn't perfect?

We place a wide range of credit situations through Ford Credit and multiple banks and credit unions. Pre-qualify first to see where you stand with no effect on your score.

Can I use my own bank or credit union?

Yes. Bring the approval letter or have them call the sales desk at (732) 264-1600 and we'll complete the paperwork with them.

Do you finance business and fleet vehicles?

Yes, through Ford Credit commercial lending. Use the Business & fleet option above; it opens Ford's commercial application for Tom's Ford.

Rather talk it through?

Sales desk, 200 NJ-35 South, Keyport. Humanity comes standard.

(732) 264-1600

Tom's Ford · Family-owned since 1962 · Keyport, NJ · Financing on approved credit through Ford Credit and participating lenders.

Get pre-qualified in just a few taps

When you're searching for the perfect vehicle, it helps to know if you qualify for the financing you need. Get pre-qualified in just a few taps, with no effect on your credit score.

Apply for financing

Apply now to explore your financing options. Our simple, fast application process helps you find the terms that work best. You'll be one step closer to your new vehicle.