Ford Leasing · Monmouth County, NJ
The Best Place to Lease a Ford in Monmouth County, NJ
If you're looking for the best place to lease a Ford in Monmouth County, that's us — Tom's Ford, right on Route 35 in Keyport, leasing Fords to local families since 1962. We carry the full new Ford lineup, work directly with Ford Credit, and walk you through every number before you sign — no surprises at the table.
We're a quick drive from Hazlet, Matawan, Aberdeen, Holmdel, Middletown, and Red Bank. Current lease offers change every month — see this month's advertised Ford lease specials, then call us at 732-264-1600 and we'll build the lease around how you actually drive.
Why lease a Ford at Tom's Ford
A lease is only as good as the dealership behind it. The monthly payment is one piece — the rest is how the store treats you on the residual, the mileage, the disposition fee, and what happens three years later when the lease is up. That's where 60-plus years in one town matters.
- Three generations, one family, since 1962. We're not a rooftop a chain bought last year. People lease here, come back at lease-end, and lease again — that only works if the first deal was straight.
- We work directly with Ford Credit. Most Ford lease offers run through Ford Credit's Red Carpet Lease program. As a 28-time Ford President's Award dealer, we know that program cold and pass the manufacturer's lease support straight through.
- Real selection on the lot. Escape, Explorer, Bronco Sport, F-150, Maverick and the rest of the lineup — leasing works best when the exact trim and color you want is already here, not three weeks out on a locate.
- The whole number, up front. Due-at-signing, money factor, residual, mileage allowance, end-of-lease options — you see all of it before you commit. "Humanity Comes Standard" isn't a slogan we stamp on things; it's how the lease desk runs.
- Service after the signature. Your Ford comes home for service to the same family that leased it to you. Free multi-point inspections, mobile service, and a team that knows your car's history.
This month's Ford lease offers
Updated monthlyFord's lease programs change every month, so we keep the live numbers on one page instead of letting them go stale here. See current payments, terms, and due-at-signing on our New Car & Lease Specials page — then we'll tailor it to your credit and mileage.
New Fords in stock — ready to lease
Live inventory, updated automatically. Real cars on the Keyport lot — pick the one you want and we'll quote the lease on it.
How leasing a Ford actually works
Leasing isn't renting and it isn't buying — you're paying for the part of the vehicle you use over the term, not the whole truck. Here's the plain-English version of every number on a Ford lease:
Term & mileage
Most Ford leases run 24, 36, or 39 months with a yearly mileage allowance — commonly 10,500 or 12,000 miles a year, and you can buy more miles up front for less than they cost at the end. We size the mileage to your real commute so you're not paying for miles you'll never drive, or owing for ones you did.
Money factor & residual
The money factor is the lease version of an interest rate. The residual is what Ford projects the vehicle will be worth at lease-end — it's set as a percentage of MSRP right in your contract. A higher residual means you're paying for less depreciation over the term, which lowers your monthly payment. We'll walk you through both numbers so you know exactly what's driving your payment.
Due at signing
This is your first payment plus any down payment, fees, and taxes collected up front. You can lower the monthly by putting more down, or keep cash in your pocket with little down — we'll show you both side by side so you choose, not us.
At the end of the lease
Three paths, your call: turn it in and lease something new, buy it at the price set in your contract, or hand back the keys and walk. Lease here and we'll remind you before the term's up so you're never caught off guard.
Lease or finance? A quick gut-check
Leasing tends to fit drivers who want a lower monthly payment, a new Ford every few years, full warranty coverage the whole time, and predictable, settled mileage. Buying tends to fit drivers who keep vehicles a long time, drive high miles, want to build equity, or like to modify their truck. There's no universally right answer — there's the one that fits how you drive. Tell us your annual miles and how long you keep a vehicle and we'll tell you straight which way saves you money.
Serving Keyport & all of Monmouth County
We're at 200 NJ-35 South in Keyport, a quick run for drivers in Hazlet, Matawan, Aberdeen, Holmdel, Middletown, and Red Bank, and easy off Route 35 from across the Bayshore. Sales is open Mon–Thu 9–7, Fri 9–6, and Sat 9–5. Call 732-264-1600 or get directions and ask for the lease desk.
Davene runs the lease desk in Keyport — sizing mileage to your real commute and walking through term, money factor, residual, and due-at-signing before anything's signed. Talk leases with her directly:
Keith works alongside Davene on lease deals — matching you to the right Ford on the lot and structuring the offer to fit your budget. Three decades in Keyport means he's seen every Ford lease program Ford Credit has run. Reach him directly:
Ford leasing FAQs
Where's the best place to lease a Ford in Monmouth County?
Tom's Ford in Keyport — a third-generation family business leasing Fords to Monmouth County since 1962, with 28 Ford President's Awards and a 4.8★ rating across 3,470 Google reviews. We're minutes from Hazlet, Matawan, Aberdeen, Holmdel, Middletown, and Red Bank, carry the full new Ford lineup, and show you every number before you sign.
What credit score do I need to lease a Ford?
Ford Credit's best advertised lease offers usually call for top-tier (Tier 1) credit, but leases are approved across a wide range of scores. The score affects your money factor, not whether you can lease at all. Bring your situation to us and we'll tell you exactly where you stand before you fill anything out.
How many miles can I put on a Ford lease?
Most Ford leases come with 10,500 or 12,000 miles per year, and you can add more up front for less than the end-of-lease per-mile charge. We set your mileage to your real commute so you're not overpaying for unused miles or owing for extras.
Can I lease a Ford with little or no money down?
Yes. You can keep your due-at-signing low and carry a slightly higher monthly, or put more down to lower the payment. We show you both side by side so you decide which fits your budget.
Can I buy my Ford at the end of the lease?
Yes. Every Ford lease sets a buyout price in your contract from day one. At lease-end you can buy it at that price, turn it in and lease something new, or simply return it. There's no obligation to buy.
What are the current Ford lease deals at Tom's Ford?
Ford's lease programs change monthly, so we keep this month's live payments, terms, and due-at-signing on our New Car & Lease Specials page. Call 732-264-1600 and we'll tailor the current offer to your credit and mileage.
Ready to lease a Ford in Monmouth County?
See this month's offers, then let the Keyport lease desk build it around how you drive.